An idea of starting a business, an innovation project or the desire to train your employees? But you run out of funds . Did you remember to turn to the European Union? This created a number of grants that can benefit SMEs.

The SOHO and small companies represent 99% of the European Union (EU), according to figures from the latter.And they provide 67% of jobs in the EU. So, inevitably, the pampered and their development is a priority. To do this, there is plethora of programs that support community projects through grants, that is to say additional funding, the rate of support varies by program (often 10 to 50% the total project).


The EU is able to intervene at all stages of business life: creation, innovation . Note that the EU does not export subsidies, either to another member state or to countries outside Europe. “The European Union still supports SMEs by providing advice, including clearing the legislation in different countries, “Jean-Guillaume nuance Le Roux, Advisor European funding in the CCIP (Chamber of Commerce and Industry of Paris).

Business Creation:

In general, the EU does not invest directly in start-ups.It operates through financial partners (banks, for example), then that deliver aid to companies that request it.One of the key agencies to promote business creation is the European Investment Fund (EIF). Subsidiary of the European Investment Bank (EIB), the EIF supports innovative facilities priority.It has a panel of lenders willing to put money in a company promising that it seeks through the FEI. “The FEI is closer to a small structure such as the EIB, said Jean- Guillaume Le Roux. It’s easier for them to contact the institution which is partly dedicated and dispatches requests. “Since its inception in 1994, the EIF has assisted nearly 72,000 SMEs in Europe.

Employment and Training:

As for starting a business, the European Union does not inject money directly in SMEs to help them hire and exempt them from payroll taxes. But it should focus on projects that impact on employment and training, and this, through the European Social Fund (ESF). Promote youth employment, women, senior citizens or disabled persons, fight against discrimination, improve the system of education and training are all goals to achieve the ESF. It represents nearly 10% of the total budget of the European Union. For 2007-2013, it has a budget of 75 billion euros. In France, it is additional collection agencies, for example to fund the validation of acquired experience.