Companies in start-up phase of the Province of Rome have access to bank loans through guarantee funds made ​​available by the Rome Chamber of Commerce, which acts as a guarantor to the bank granting the loan to the entrepreneur. It happens very often that in the start-up phase, entrepreneurs have difficulty in accessing bank loans because they do not have the availability of collateral assets. It is for this reason that the Rome Chamber of Commerce provides a fund of € 10 million to secure the loans that banks (contracted) grant to employers who make investments.

Can apply for these guarantee funds:

1. The individual companies formed by young people up to 36 years, or women or immigrants
2. The partnership formed by 60% of young people up to 36 years, or women or immigrants
3. The corporation formed by 60% of young people up to 36 years, or women or immigrants
4. The co-operative societies formed for 60% of young people up to 36 years, or by women or immigrants

business-loan

In order to access these funds guarantee the Chamber of Commerce businesses:

1. Must be entered in Rome Chamber of Commerce of not more than 1 year
2. Must comply with the payment of the right chamber annual
3. Must have its registered office and place of business in the Province of Rome

Funding covers 70% of the investment plan up to a maximum of € 30,000 for individual firms and up to a maximum of € 80,000 for companies and corporations. This means that a Snc with an investment of € 100,000, can get, thanks to the guarantee of the Rome Chamber of Commerce, a loan of € 70,000.
The loan has a duration between 5 and 10 years and covers both the costs for capital equipment and operating costs (by 30%, excluding personnel costs). In order to access funding through the guarantee of the Rome Chamber of Commerce must present a business plan that describes in detail the entrepreneurial activity and investment plan that you want to accomplish.